These Terms of Service ("Terms") constitute a legally binding agreement between Rechargekit Fintech Private Limited ("Rechargekit", "Company", "we", "our", or "us") and any person, business, merchant, institution, developer, partner, or entity ("User", "you", or "your") accessing or using the Rechargekit website, APIs, software applications, dashboards, platforms, products, and services.
For the purposes of these Terms:
To use the Platform and Services, you represent and warrant that:
Rechargekit reserves the right to refuse access to any person or entity that does not satisfy its eligibility or compliance requirements.
Certain Services require account creation and verification. You agree to:
Rechargekit shall not be liable for any loss arising from unauthorized use of your account.
Rechargekit may require users to complete Know Your Customer (KYC), Anti-Money Laundering (AML), business verification, bank account verification, GST verification, PAN verification, Aadhaar-based verification, or any other compliance requirements. Rechargekit may:
Failure to provide requested information may result in suspension or termination of Services.
You agree to use the Platform solely for lawful and authorized purposes. You shall not:
Rechargekit reserves the right to investigate suspected violations and cooperate with law enforcement authorities.
Users integrating Rechargekit APIs acknowledge and agree that:
Rechargekit does not guarantee backward compatibility for all API updates and recommends regular monitoring of technical documentation.
Rechargekit provides technology infrastructure and facilitation services. Actual financial transactions may be processed through regulated banks, payment system operators, payment aggregators, licensed financial institutions, NPCI participants, and authorized partners. Rechargekit does not guarantee:
Transactions may be delayed, declined, reversed, or held due to regulatory, banking, compliance, technical, or operational requirements.
Users are solely responsible for verifying:
Rechargekit shall not be liable for losses resulting from incorrect information submitted by users. Successfully completed transactions are generally irreversible and non-cancellable.
Services involving Aadhaar-enabled systems, verification services, banking validation, identity verification, or related infrastructure are subject to:
Rechargekit may suspend, limit, or discontinue any such services without prior notice where required by law or partner obligations.
Users agree to pay all applicable:
Rechargekit may revise pricing at any time upon reasonable notice. Failure to pay fees may result in suspension or termination of Services.
Refunds, cancellations, reversals, and chargebacks shall be governed by the Rechargekit Refund & Cancellation Policy. Rechargekit reserves the right to conduct verification and reconciliation before processing any refund request.
All intellectual property rights in the Platform and Services, including software, APIs, source code, documentation, trademarks, logos, designs, databases, and content, are owned by Rechargekit or its licensors. No rights are granted except those expressly stated herein. Users shall not reproduce, modify, distribute, sublicense, sell, lease, or exploit any proprietary materials without prior written consent.
Collection and processing of personal information shall be governed by the Rechargekit Privacy Policy. Rechargekit implements reasonable technical and organizational safeguards; however, no system can guarantee absolute security. Users remain responsible for safeguarding their own systems, devices, credentials, and networks.
Rechargekit relies upon various third-party providers, including:
Rechargekit shall not be responsible for failures, delays, outages, inaccuracies, or interruptions caused by third-party providers.
While Rechargekit strives to maintain high availability, uninterrupted access cannot be guaranteed. Services may be affected by:
Rechargekit shall not be liable for service interruptions beyond its reasonable control.
To the maximum extent permitted by law, Rechargekit shall not be liable for:
Rechargekit's aggregate liability arising from any claim shall not exceed the total fees paid by the User to Rechargekit during the three (3) months immediately preceding the event giving rise to the claim.
You agree to indemnify, defend, and hold harmless Rechargekit, its directors, officers, employees, affiliates, and partners from any claims, liabilities, damages, losses, costs, and expenses arising from:
Rechargekit may suspend, restrict, or terminate access immediately where:
Rechargekit's decision regarding suspension or termination shall be final.
Users shall comply with all applicable laws including but not limited to:
Rechargekit shall not be liable for any delay or failure resulting from events beyond its reasonable control, including acts of God, governmental actions, cyberattacks, network failures, utility outages, strikes, banking disruptions, pandemics, natural disasters, or telecommunications failures.
These Terms shall be governed by and construed in accordance with the laws of India.
The parties shall first attempt to resolve disputes amicably through good-faith negotiations. If unresolved within thirty (30) days, disputes shall be referred to arbitration under the Arbitration and Conciliation Act, 1996. The seat and venue of arbitration shall be New Delhi, India. Proceedings shall be conducted in English.
Rechargekit may modify these Terms at any time. Revised Terms shall become effective immediately upon publication on the Platform. Continued use of the Platform constitutes acceptance of the revised Terms.
Rechargekit Fintech Private Limited
DSM-355, 3rd Floor, DLF Tower
15 Shivaji Marg, Moti Nagar
New Delhi – 110015, India
Email: [email protected]
Phone: 011-40503104
Website: https://rechargkit.com
